Plumbing Financing — Fix It Now, Pay Over Time
A water heater doesn't die on a convenient week. Neither does a sewer line. Through Wisetack, you can spread the cost of a big repair over monthly payments — and finding out if you qualify takes about a minute and won't affect your credit score.
How It Works
No paperwork, no waiting around, no awkward conversation at the truck. You can check on your own phone before we ever write up the job.
Check if you prequalify
Tap the button, enter your mobile number, and you'll get a verification code. This is a soft credit check — it does not affect your credit score.
See your options
You'll see the monthly payment options you qualify for right away, with the terms spelled out. Nothing is locked in at this point.
Pick a plan and we get to work
Choose the option that fits your budget. We schedule the job, do the work, and you pay it down monthly instead of all at once.
What People Usually Finance
Financing makes the most sense on the big-ticket work — the jobs where the right repair costs more than the patch, but lasts a whole lot longer.
Water Heaters & Tankless
A failed water heater is an emergency by definition. Financing lets you size it right instead of buying the cheapest thing available today.
Whole-Home Repiping
Polybutylene or failing copper doesn't get better on its own. Spread a repipe out instead of putting it off another year.
Sewer & Water Line Replacement
Sewer line replacement and trenchless repair are the jobs most people never budgeted for. This is what financing is built for.
Common Questions
Will checking hurt my credit score?
No. Checking your eligibility is a soft credit check and will not affect your credit score. You only complete a full application if you decide to move forward with an offer.
How long does it take?
About a minute. Enter your mobile number, get a code, and see your options.
Do I have to finance the whole job?
No. Plenty of folks finance part of a job and pay the rest directly. Tell us what works and we'll write the estimate around it.
Why does the form say "Clog Busters LLC"?
True Flow Plumbing is the residential plumbing brand of Clog Busters LLC — a licensed Oregon contractor (CCB#200212) serving the greater Portland metro since 2013. Clog Busters LLC is our legal business name, so that's the name you'll see on the Wisetack form and on your financing paperwork. Same crew, same license, same phone number.
Who is Wisetack?
Wisetack is a financing provider that partners with home-service contractors. The financing is provided by their lending partners, not by us — we never see your credit information, and we're not the ones making the lending decision.
Ready to Get It Fixed?
Check your options in about a minute, or just call and we'll talk it through.
*All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by our lending partners. Offers range from 0% to 35.9% APR based on amount requested and creditworthiness. Not all merchants and lenders participate in 0% interest programs. State interest rate caps may apply. No prepaid finance charges or participation fees.